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Insurance & Warranties

We are able to offer the following insurance services via our preferred insurance suppliers who are FSA regulated, details available on request.

GAP Insurance:

Most of us think our Comprehensive Motor Insurance covers us for any financial shortfall if your vehicle is written off... THINK AGAIN

Gap Insurance will protect you if you write off your vehicle. Your motor insurer may not pay you enough either to settle any finance outstanding on your vehicle or purchase a replacement vehicle. Gap Insurance will ensure that you are not left out of pocket if you have a total insurance loss by covering any shortfall between your insurance pay out and the amount outstanding on the finance agreement

Over half a million cars are stolen each year, most of these are written off. Add to that the large number of accidents each year and you could be the next unfortunate person to suffer a vehicle write off. A Gap Insurance policy will cover you against financial loss should your car be stolen and/or written off.


Vehicle Replacement Insurance (also know as return to invoice): - In the event of a write off this will cover the difference between your motor insurance payout and the cost of replacing your vehicle to the exact specification, even if the price of the new replacement car has increased. (Not applicable for used cars or any on contact hire or finance lease)

Back to Invoice Plus+:

In the event of a write off this will pay the difference between your motor insurance payout and the original Invoice price of your vehicle or if a higher amount pays off any outstanding finance. (Not applicable for contract hire or finance lease)

Contract Hire GAP Insurance:

In the event of a write off this will pay the difference between your motor insurance payout and the amount outstanding on your finance lease or contract hire agreement. (Only applicable for contract hire or finance lease)

Car or Van Insurance:

This is provided by various insurance companies who specialise in the contract hire or personal contract hire market at a competitive price.

Early Termination Insurance:

This covers any policy due to your wish to terminate the contract early.

MOT Insurance:

This covers the event of your vehicle requiring work due to the vehicle not being able to pass the normal MOT test.


Although you may not think this as a insurance policy an extended warranty could save you money/worry free motoring in the event that something should go wrong!

As of January 14th the Financial Services Authority (FSA) will be regulatory body responsible for insuring that the terms of the European “insurance mediation directive” (IMD) are implemented in the UK. The IMD is designed to ensure that only those businesses and individuals deemed competent will be able to sell, discuss, advise and mediate in general insurance activities across the European Union.

The role of the FSA will be to enforce the regulation, as laid down by parliament in the UK. This could result in criminal prosecution of any firm or individual who attempt to sell, discuss, advise or mediate in any such way without being previously authorised to do so.

Butlers Vehicle Solutions Ltd complies with this ruling and only refers clients to FSA regulated companies.

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